Healthy Grocery Shopping on a Budget – January Check in!

It may be a few days into February already, but I haven’t forgotten that I promised you all an update on my budget.

This month was definitely what I would call a work in progress as far as the budget goes. I had a few unforeseen expenses, like having to purchase a new iPhone after mine fell in a river (with me attached) in Oregon over New Years. I also had to pay last month’s Macy’s bill, which wasn’t pretty after all the Christmas shopping I did there 😉 I bought an awesome onesie for this weekend’s pajama pub crawl. But I did not include these extra costs in my budget this month because I thought of them as one time purchases, and really wanted to focus my budget goals on limiting my spending in the areas I could control — groceries and going out!

Let me jog your memory on the budget I gave myself for food in January:

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All pretty self explanatory! $30 per week for groceries (split between the farmer’s market and the supermarket), and $75 for any other stuff.

Going out, also self explanatory – $10 per week at the dodgeball bar (I go 2x per week), $10 per week for other bars or activities, and a whopping $20/week for restaurants.

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I kept track on my handy dandy budget app, Pocket Expense. Unlike other budgeting apps, you have to actually manually add in all your expenses. I was actually pretty good about doing this on the reg, and on days I was lazy and didn’t add whatever I spent, I at least always kept my receipts so I could go back and do it later.

Now……..to see how I did!

foodbudgetjanuaryfinalNot too shabby, right?!

Groceries

So, I only went to the farmer’s market twice this month. I haven’t gone in three weeks…ever since the weekend I ran 9.3 miles, I have been way too wiped out after my long runs to make it over to the market, or I’ve just run out of time (umm, apparently running 10 miles takes a bit longer than running only 7!). So I did most of my grocery shopping at Grocery Outlet and Safeway. I used my Safeway JustForU app to get some great deals this month! Remember this fun quinoa salad thing I made for lunches one week?

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Yeah, that chopped salad was FREE thanks to a Justforu coupon! Using MAYBE a quarter of a box of quinoa, I made 3 days of lunches for less than $2 total! Cha chingggg.

Another way I saved some money on groceries was by stopping by the parents’ house a couple of times this month! Why is it that food tastes SOO much better when you don’t cook it yourself?

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Thanks Mom!

Miscellaneous purchases this month included a couple of Friday night bottles of wine, a six pack of beer, some stamps, a new phone case, and a trip or two to CVS for some nail polish 🙂 All very exciting, right?

Going out

I am shocked that I stayed under my dodgeball bar goal this month. I actually had to go back at my app and double check that I remembered to enter in all my drinks… I did! {It’s not that I get trashed twice a week at dodgeball, but the bar does have a $10 minimum for card purchases and since I rarely have cash, I often find myself offering to buy my friends drinks so I can meet the minimum!} I must admit I had several drinks bought for me by friends who owed me money 😛 Near the end of the month, when I knew I didn’t have much more “entertainment” money left, it became a lot easier for me to just say “oh well!” and grab a cup of water instead.

Because I only went out to eat twice this month, I did, however, start to sneak a few drinks into the “restaurants” column on Pocket Expense since I knew I wouldn’t be using that money. This allowed me to make sure I was still staying within my overall budget for the month, and made me realize that I may have misjudged my spending habits when I set up my budget last month!

Also, seeing that I spent just as much money going to bars/the movies/a roller derby (lol) as I did on groceries makes me think maybe I should start spending more evenings like I spent this one:

IMG_3146The beer was less than $2 in a six pack, and who doesn’t love Princess Bride?!

Based on how this first month went, and how much my first paycheck (!) was, I think I am going to largely keep my budget the same this month. Luckily, I was FINALLY paid some unemployment benefits this week. I will probably only get 5 weeks worth or so (not the full 8 weeks I was unemployed…) but at this point I’m just happy to get something! I’m planning on using the extra money to pay down my credit card bill from December/January and to *ahem* pay for a little trip I have planned… More on that in a few weeks 😉

Here’s my modified budget for February:

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Sorry for the weird text on all of these.. I turned on my computer last night to realize that my Photoshop is busted, so I had to use a janky website to edit my budgets! Anyway, I allotted half of my restaurant money to the dodgeball bar and other activities. If we’re being realistic, I probably won’t even spend $40 at restaurants…But maybe if I know I have the money set aside, I’ll suggest dinner with friends one night instead of drinks!

Wish me luck!

Do you budget?

Do you and your friends treat each other to drinks?

Healthy Grocery Shopping on a Budget

New Years Resolutions…Such a divisive topic. Around the first of the year in 2013, I set myself a few Fitness Goals for the year and checked in occasionally (see my last check-in in September here) to see how I was doing. Having a blog and stating my “resolutions” publicly for the internet to see definitely made me more likely to hold myself accountable.

If you read my About Me, you’ll see that I call myself a 20-something on a budget. When I wrote that, I basically figured that since I didn’t make much money, and didn’t spend a ton each month, I considered myself to be living “on a budget”.

Welp, it may not have been before, but that’s about to become literal, folks.

Next week, I start a paid internship, and although it is exactly the job duties and experience that I’m looking for, it pays a little less than I’m used to making. 1/3 less, to be exact…and teetering close to California’s minimum wage. So instead of fitness goals, I’m resolving to establish a monthly budget for myself – and actually follow it!

Because I don’t own a car, I don’t have to worry about a lot of the costs associated with a vehicle, like gas/insurance/parking/repairs. Our rent is on the pricey side for Midtown Sacramento, but my roommate and I are pretty frugal when it comes to utilities and internet bills.

The budget about which I am going to have to be more wise from here on out is my food budget. (OK, and no more shopping sprees on my Macy’s Credit Card…)

I constantly hear that eating healthy is not only more time consuming, but also more expensive than just relying on fast food or pre-packaged/processed meals. I’m here to prove that while the first half might be true, it is absolutely doable to eat healthy on a budget! Here is the monthly food budget that I’ve established for myself:

foodbudgetMy average monthly food spending in 2013 (including groceries, bars, and restaurants) was about $425, with almost 1/4 of that being spent in bars each month. (Thanks, dodgeball)

I’m hoping to spend $15/week at the Farmer’s Market and $15/week at the grocery store. I rarely spend more than $20 at the Farmer’s Market, and the only times I’ve gotten close were when I’ve bought flowers (#TreatYoSelf!). If I do most of my shopping at Grocery Outlet and use coupons at Safeway, that will be plenty. An extra bit of miscellaneous spending money in case I run out of anything during the week or want to treat myself to a bottle of wine or nail polish from CVS will provide a safety net. (again…#TreatYoSelf)

Going out is another area where I can save a lot of money. I will be limiting myself to $10/week at the dodgeball bar (which is actually almost 3 drinks + tip!) that I frequent twice a week, and $10/week to spend on other evening activities, such as other bars, movies, ice skating, etc.

Finally, I am limiting myself to $20/week in eating out expenses. This is actually a generous allowance, since I don’t eat out often.

You’ll notice there’s not a lot of extra money allowed for alcohol. That was no accident…I’m just trying to follow through on improving my lifestyle for maximum Half Marathon success!

Now…for this week’s groceries.

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Before I go into what I bought, let me tell you what I already had in my fridge & pantry. I was pretty low on perishable goods, since we were gone to Oregon for 4 days.

ALREADY HAD:

1/2 bunch kale
1/2 head broccoli
tub of farmer’s market salsa
pasta
onions
quinoa
old fashioned oats
candy/chocolate/etc leftover from christmas
half a dozen protein bars
chocolate peanut butter spread
crackers
a few wedges of Laughing Cow cream cheese
frozen tilapia filets
frozen fruit
most other pantry staples (garlic, ginger, oil, vinegar, butter, etc)

Here’s what I bought:

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How epic is that 2 lb bucket of hummus for just $2.58?! Thank youuuu Grocery Outlet! Unfortunately it expired yesterday, lol, so I’ve gotta eat it fast!

Since I have enough bread and beans to last me for a couple of weeks, next week I’ll probably stock up on tortillas and almond milk instead. It’s all about divvying up the staples between grocery trips!

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And to finish, here are some ideas of meals I will be eating with these groceries and what I already had:

Breakfast

Toast with hummus or Laughing Cow wedges or chocolate PB
Eggs and cheese (with or without toast)
Breakfast nachos
Oatmeal with frozen fruit
Toast with eggs

Lunch

Stir fry (brussels sprouts, kale, cauliflower) and toast
Salsa, eggs & stir fry veggies
Grilled cheese sandwich

Snacks

Protein shakes with frozen fruit
Chips and salsa
Hummus and chips/crackers
Cheese and crackers

Dinner

Tilapia with sauteed greens
Cauliflower soup
Black bean soup
Moar stir fry (it’s my fave)
Roasted acorn squash stew

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Now if I could just tackle the whole “it takes too long to cook and eat healthy” part… Looks like I am going to get back into the Sunday Food Prep routine come next week!

Would you be able to live on $30/week for groceries? (Assuming you’d only be shopping for yourself)

I already asked this yesterday, but how do you keep track of your budget? I downloaded Pocket Expense to use for now, but have heard good things about Mint as well.